⭐ Have an ABN & GST Registration? You May Already Be Approved.

Borrow Up to $250,000 With No Income Evidence - "Fast Lane" Business Car Loans Built for Speed and Simplicity

April Bonus: Claim a $500 Fuel Card When Approved through Presti Finance*

Got an ABN and GST registration? You could get approved in 24 hours—no income verification required for loans under $250K.

Struggling to get approved for a business car loan? You’re not alone.

Every day, Australian business owners face confusing paperwork, credit worries, and constant roadblocks from traditional lenders.

That’s why we created the Fast Lane Finance Consultation—so you can skip the guesswork and get approved faster with a loan tailored to your ABN and documentation.

Recently, one of our clients A local Melbourne Tradie needed an $80K work van and had no financials on hand. We got him approved—no income verification, competitive rate, on the road in days. And with a Fast Lane Finance Consultation – we can do the same for you.

It takes just 15 minutes. No credit impact. No obligations. You’ll find out exactly how much you can borrow and what documentation you’ll need—before applying.

What You Will Uncover With Your Fast Lane Finance Consultation

Get Pre-Approved in 15 Minutes – We’ll tell you what you’re eligible for, with no hit to your credit.

Borrow Up to $250K with No Income Proof – Just an ABN and GST registration? You may already qualify.

Compare 40+ Business Lenders – We match you with the best option based on your goals and documents.

Low Doc, Mid Doc, Full Doc – We adjust your options to get the best rate and max loan amount.

Rates From 6% – Yes, even if you’re a low doc borrower. No inflated markups. Just real, competitive finance.

Fast Settlement in Just 24 Hours – Get pre-approved quickly so you can shop with confidence.

Transparent & Trustworthy Advice – No hidden fees, no surprises—just the best loan for your needs.

June Only: Get a $500 Fuel Gift Card When You Secure Your Loan with Presti Finance*

How a Presti "Fast Lane Finance" Consultation Gets You Moving

  • Borrow Up to 250K With No Income Evidence

    We know paperwork slows business down. If you’ve got an ABN and GST registration, you can borrow up to $250,000 without showing income—fast, compliant, and credit-safe.

  • Pre-Approval in Just 15 Minutes

    No long applications or waiting weeks. Our pre-assessment process takes just 15 minutes and tells you exactly what you’re eligible for—without impacting your credit score.

  • Low Doc, Mid Doc and Full Doc Options

    Whether you’re a sole trader, just started trading, or have full financials—we match you with a loan that suits your business, documents, and goals.

The Stories That Drive Us Forward

Ricky McMillan
4 months ago
Amazing experience from start to finish. I had an effortless and faultless experience dealing with Anthony Priest from Priesty Finance. Anthony was incredible throughout the entire process and was always happy to go above and beyond to answer any questions or queries along the way. I arranged finance for my 2026 BYD Shark 6, and I honestly cannot speak highly enough of how smooth and stress-free the whole experience was. Every stage was handled professionally, clearly, and with no issues at all. Making the move to an EV has already been a great decision, especially with the savings in fuel overheads. I highly recommend Priesty Finance for anyone needing finance support. Anthony and the team are amazing to deal with.
Brent Hayhurst
4 months ago
Absolutely blown away with the service that Tony and the team provided! He genuinely cares and is a great bloke too, it made the whole process a breeze. The best past is now I know I have Tony on the team to help me navigate finance for my business and personal needs well into the future. Couldn't be happier with my new car!
Enver Ozduzenciler
a year ago
As a mortgage broker, it’s essential for me to work with finance partners who are efficient, responsive, and reliable—Josh at Presti Finance absolutely delivers on all fronts. I recently referred several clients to Josh for car loans, and the entire process from start to finish was impressively smooth. Josh was proactive in his communication, kept both myself and my clients informed at every stage, and worked quickly to get approvals through without unnecessary delays. His professionalism and attention to detail made the experience seamless and stress-free, which reflects positively not only on him but also on the service I strive to offer my own clients. I wouldn’t hesitate to recommend Josh to anyone needing asset finance. He makes the process easy, efficient, and genuinely enjoyable. Looking forward to working together again soon!
Bronwyn O'Hare
a year ago
One word, Effortless!! The whole process from initial contact with Josh from Presti finance to ongoing updates, communication and collaboration with the car broker to final finance approval leading up to the delivery of our new car was the smoothest process I’ve yet ever had the pleasure of having in my life. Big thankyou to Josh for making the deal happen sooner rather than later, when a dealer couldn’t. If you’re needing finance give Josh at Presti Finance a call. Pic of new car 2025 Hyundai i30N Hatch
Leshira Quinn
5 months ago
Its been such an amazing experience dealing with Josh! He defintely went above and beyond to give us the lowest rate possible. Thank you so much for your help and easy process.

‘Presti Finance’ organised all paperwork for our car loan while we have been driving to see a car. By the time we  decided we wanted to buy the car it had been approved. Tony was very clear about everything and it was really smooth. Tomas Herak.

Tomas Herak

7 Reasons Why Smart Australian Businesses Choose to Jump in the Fast Lane

  • Borrow Up to $250K—No Income Proof Needed

    If you’re ABN & GST registered, you could borrow up to $250,000 without submitting tax returns or financials. No assessment, just fast approval.

  • Pre-Approval in 15 Minutes

    Know what you can borrow—without affecting your credit. Our 15-minute pre-assessment gives you clarity and power before you commit to anything.

  • Competitive Rates from 6%

    Low doc doesn’t mean high rates. We work with 20+ lenders to find sharp pricing—starting from just 6% p.a.

  • Low Doc? No Worries

    Choose from low doc, mid doc, or full doc loans tailored to your business's documentation availability.

  • Maximize Tax Benefits

    Leverage tax deductions on interest, depreciation, and vehicle expenses through our business car loan solutions.

  • Transparent Loan Comparisons

    We assess offerings from over 20 lenders to secure the most favorable terms, free from hidden fees or markups.

  • Personalized Support

    Our dedicated loan specialists provide one-on-one guidance, ensuring a smooth and informed financing experience.

Your 6 Step Roadmap to Fast, Stress-Free Car Loan Approval

At Presti Finance, we make securing your car loan stress-free, fast, and simple—so you can focus on choosing your dream car, not worrying about financing.

Start with a Simple Consultation

Begin your journey by booking a quick call by filling out our easy online form. During this step, we’ll discuss your needs, goals, and the type of financing you’re looking for. This helps us understand your situation and set you on the right path from the start.

Easy Onboarding Made Simple

Once we’ve connected, you’ll complete a straightforward onboarding process, including signing a privacy consent form and providing your ID through our secure, automated verification system. We’ve designed this step to be fast, hassle-free, and completely secure.

Personalised Credit Assessment

We’ll perform a soft credit check that won’t impact your score, ensuring we fully understand your financial profile. Our expert brokers then assess your situation and begin crafting tailored loan solutions to meet your unique needs.

Tailored Loan Options for You

Using our extensive lender network, we’ll negotiate on your behalf to find the best loan options available. We consider your individual circumstances, such as credit history, personal or business needs, and other factors, to secure the perfect fit.

Transparent Offer Presentation

We’ll present the best loan offer, complete with clear, upfront details about costs, rates, and terms. You’ll receive a credit disclosure outlining everything you need to make an informed decision before moving forward.

Quick Approval & Funding

Once you accept the offer, we’ll lodge your loan application with the lender for approval. After that, funds are quickly deposited into your account (or directly to the vendor for business loans), so you can focus on what matters most.

Apply for Your Free Fast Lane Finance Consultation Call!

* April Bonus: Claim a $500 EFTPOS Fuel Gift Card – Terms and Conditions Apply *

Our 15-minute consultation is quick, hassle-free, and designed to help you secure the best personal car loan rates—with zero impact on your credit score. We do the hard work so you can drive away stress-free.

Melbourne’s Most Trusted Business Car Loan Specialists

Presti Finance is the trusted partner for thousands of Australian business owners looking to finance their next vehicle.

With access to 20+ commercial lenders and a 92% approval rate, we’ve helped over 1,200 clients secure the right loan—faster, easier, and with no nasty surprises. Our team fights to get you the best deal, not just any deal.

We’re more than just numbers on a screen—we’re real people who understand the pressure of running a business.

That’s why we keep the process simple, transparent, and tailored to you. Whether you’re self-employed, running a fleet, or just getting started, we’ll guide you every step of the way with expert support, no jargon, and real results.

Clean, confident, and built to build trust.

Is Presti Finance the Right Fit for You?

We work best with business owners who are ready to stop wasting time and start moving forward. If any of the below sounds like you—you’re in the right place:

You're Unsure How Much You Can Borrow

You don’t want to apply blindly or risk a credit hit. We give you clarity up front with a 15-minute pre-assessment—so you know what’s possible before you commit.

You’re Tired of Banks Asking for Everything

You’ve got a business to run—not time to dig through financials and tax returns. We offer no income verification options up to $250K for ABN + GST registered clients.

You Need a Vehicle Fast—Not in Weeks

You can’t wait on red tape. Our lenders move fast. Get matched, approved, and funded within 24 hours—so you can focus on what matters: your business.

You Don’t Have All the Paperwork Ready

Whether you’re low doc, mid doc or full doc—we adjust to you. No pressure, no judgment—just smarter finance based on what you can provide.

You Want Real Business Benefits, Not Another Loan

You want tax write-offs, flexible terms, and smarter structures—not just another payment plan. We help you finance in a way that builds your business.

Why Presti Finance is a Smarter Choice for your Personal Car Loan

Presti Finance Major Banks Dealership Loans


Fast approval in just 24 hours


Slow, takes weeks


Can be delayed & restrictive


Check your eligibility with no impact on your credit score


Hard inquiries can lower your score


Can damage credit with multiple checks


Compare 40+ lenders to find the best deal


Limited to their own products


Dealers inflate interest rates for profit


Lower interest rates and flexible repayment terms


Often higher rates


Hidden markups & unfavorable terms


No hidden fees or dodgy commissions


Some fee transparency


Dealers add commissions & extra costs


Tailored loan matching based on your budget


One-size-fits-all approach


Dealer-driven financing, not customer-focused


$500 Fuel Gift Card (Limited Time Bonus!)*


No extra perks


No added benefits


Expert guidance with real humans, not just systems


Generic customer service


Sales-driven advice, not customer-focused

June Bonus: $500 EFTPOS Fuel Gift Card

* How to Claim this Limited Time Offer

Terms and Conditions: Claim a $250 EFTPOS Fuel Gift card, when your loan is approved and settled through Presti Finance when you apply for your Fast Lane Finance Consultation through this page only. Your details are stored by filling out the form on this page to validate that you are eligible for this offer.

The Card will be supplied to you once you meet the following criteria:

 (1) Your Loan is Approved and Settled with Presti Finance. ** (2) The Value of your Business Car Loan must be a minimum of $30,000 to be eligible. (3) You provide receipt of your vehicle purchase, indicating the sale is finalised. (4) You have left a fair review for us, informing others about your experience with Presti Finance.

** Offer is not valid for customer leads provided through 3rd party services, such as AutoBuddy or our referral partners. This is an exclusive website offer only.

Once you have met the criteria, we will issue your gift card within 7 days of loan settlement.

Frequently Asked Questions

How much can I borrow without income proof?

You can borrow up to $250,000 with no income evidence required—as long as you have an active ABN and are GST-registered. We’ll confirm your eligibility in just 15 minutes.

Will checking if I qualify affect my credit score?

Not at all. Our 15-minute pre-assessment gives you full borrowing clarity with zero impact to your credit file. It’s risk-free, fast, and obligation-free.

What kind of vehicles can I finance?

We help you finance new, demo, used—even private sale vehicles. Whether it’s a ute, van, or workhorse SUV, we’ve got you covered with flexible lender options.

Do I need to provide tax returns or BAS?

Not always. We have low doc and mid doc options available. If you want to borrow more than $250K, some financials may be needed—but we make it simple.

What interest rates do you offer?

Rates start from as low as 6%, even for low doc applications. We compare 20+ lenders to get you the most competitive rate for your business profile.

Can I get approved if I’ve had bad credit?

In many cases—yes. We work with lenders who are open to impaired credit profiles, so long as you meet their basic criteria. Book a consult and we’ll show you what’s possible.

Have Another Question?

Why not visit our FAQs Page for more information.

Ready to Jump in the Fast Lane? Apply Today for Approval within 24 Hours.

With Presti Finance, you gain access to exclusive lender options, competitive rates, and expert negotiation tailored to your needs. We simplify the process and secure the best terms—saving you time, effort, and money.

If you are ready now to get Finance Approved within 24 hours, book a consultation with one of our Finance Brokers today.

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